国庆出行指南、房贷贴息新政、防范App订阅陷阱与厄尔尼诺气候预警

2026年10月1日早间新闻:祝大家国庆节快乐!本期节目带您直击国庆黄金周首日的出行高峰与酒店价格新动态;解读今日起正式实施的全国首套房贷贴息政策,用‘房贷优惠券’的生动比喻为您算清省钱账;揭秘热门App‘免费试用’背后的‘暗黑模式’订阅陷阱,传授避坑实用技巧;关注气象部门发布的史上最强厄尔尼诺气候预警。最后带来年轻人‘下潜’运动安全警示、波音星际客机新测试时间表以及蒂芙尼中秋月饼寄错的公关危机趣闻。

By Grace & William13 min listen10 min read
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Good morning, everyone.

大家早晨好。

Welcome to TalkCast, your daily dose of English news and language practice.

欢迎来到 TalkCast,这是您每日的英语新闻和语言练习剂。

I am Grace, and I am absolutely delighted to welcome you to a very special morning.

我是格蕾丝,我欣喜地欢迎大家来到这个非常特别的早晨。

And a wonderful morning to all of our amazing listeners.

也祝我们所有了不起的听众早安。

I am William.

我是威廉。

Today is October 1st, 2026.

今天是2026年10月1日。

Happy National Day to everyone in China.

祝中国所有人国庆快乐。

The Golden Week holiday is officially starting today, and we hope you are all set for a fantastic,

黄金周假期今天正式开始,我们希望大家已经准备好迎接一个美妙、

relaxing break.

轻松的假期。

Yes, happy National Day.

是的,国庆节快乐。

Whether you are traveling far, visiting family, or simply enjoying some well -deserved peace and

无论是远行、探亲,还是单纯地享受应得的平静与

quiet at home, we wish you a wonderful and safe holiday ahead.

家中的宁静,我们预祝大家度过一个美妙且安全的假期。

And remember, even during the holidays, keeping up with your English learning is a breeze with TalkCast.

请记住,即使在假期,通过 TalkCast 保持英语学习也是一件轻而易举的事。

Grab your favorite morning beverage, and let us dive into today's hot topics together.

拿上你最喜欢的早晨饮品,让我们一起深入探讨今天的话题。

Excellent reminder, William.

很好的提醒,威廉。

Before we share our headlines, we want to express our deepest gratitude to our global community of listeners.

在我们分享头条新闻之前,我们要向全球的听众群体表达我们最深切的感激之情。

TalkCast is entirely supported by you.

TalkCast 完全是由你们支持的。

If you find our podcast helpful for your learning journey, please consider subscribing, sharing, or

如果您发现我们的播客对您的学习旅程有帮助,请考虑订阅、分享或

joining our TalkCast membership program.

加入我们的 TalkCast 会员计划。

Your support helps us create better content every day.

你们的支持帮助我们每天创造更好的内容。

It really does.

确实如此。

Thank you all so much.

非常感谢大家。

Now, Grace, what is on our news radar on this beautiful first morning of October?

现在,格蕾丝,在10月这个美丽的早晨,我们的新闻雷达上有什么内容?

We have a highly informative and practical lineup today.

我们今天有一个信息丰富且非常实用的节目单。

We will start with a live look at the National Day travel rush and some fascinating new trends in

我们将首先现场关注国庆出行热潮,以及一些引人入胜的新趋势,

holiday hotel prices.

假期酒店价格。

Then we will break down a major new economic policy starting today, the National Home Loan Interest

然后我们将剖析今天开始的一项重大的新经济政策,即国家住房贷款利率

Subsidy for First -Time Buyers.

首次购房者的补贴。

That sounds highly relevant for home buyers.

这听起来与购房者高度相关。

After that, we will discuss a very relatable consumer issue, how popular apps are using sneaky free

之后,我们将讨论一个非常有共鸣的消费问题,即热门应用是如何利用偷偷摸摸的免费

trials to lock users into expensive annual subscriptions.

试用来将用户锁死在昂贵的年度订阅中。

We will also cover a significant global climate update regarding a record -breaking El Nino event

我们还将报道一项关于创纪录的厄尔尼诺事件的重大全球气候最新消息

expected to form soon.

预计很快形成。

And finally, we will wrap up with our quick briefs covering the rising youth diving trend, NASA's

最后,我们将通过涵盖青少年跳水新趋势以及NASA的简短快讯来结束本期节目

new timeline for Boeing's Starliner, and a luxury brand customer service mishap that has gone viral.

波音“星际客机”的新时间表,以及一个在网上疯传的奢侈品牌客服事故。

Let us get started.

我们开始吧。

Let us do it.

我们干吧。

What is our first major story, Grace?

我们的第一个重磅新闻是什么,格蕾丝?

Our lead story is, of course, the grand kickoff of the National Day Golden Week.

我们的头条新闻当然是国庆黄金周的盛大开幕。

Major transportation hubs across the country are seeing massive passenger volumes today as millions

全国各大交通枢纽今天迎来了庞大的客运量,数百万

of people begin their journeys.

人开始他们的旅程。

Railway stations, airports, and highways are experiencing their highest peak of the season.

火车站、机场和高速公路正经历着本季度的最高峰。

I can only imagine.

我只能想象。

The stations must be absolutely packed with people carrying luggage and looking excited.

车站里肯定挤满了带着行李、面露兴奋的人。

But, Grace, traveling during Golden Week can be expensive.

但是,格蕾丝,黄金周期间出行可能会很昂贵。

What is the latest update on hotel prices this year?

今年酒店价格的最新消息是什么?

That is where we have some interesting news.

这就是我们带来一些有趣消息的地方。

In the past, hotel prices during major holidays would skyrocket to crazy levels.

过去,重大假期的酒店价格会飙升到疯狂的水平。

This year, however, market regulators stepped in to address the root of the problem.

然而,今年市场监管机构介入以解决问题的根本。

They recently met with major online booking platforms to stop them from demanding exclusive lowest

他们最近会见了各大在线预订平台,以阻止他们要求独家最低

-price contracts from hotels.

-来自酒店的价格合同。

Wait, why does that matter?

等等,这为什么重要呢?

If platforms demand the lowest price, shouldn't that make hotels cheaper for us?

如果平台要求最低价,这难道不应该让我们住酒店更便宜吗?

You would think so, but it actually has the opposite effect.

你可能会这么想,但它实际上产生了相反的效果。

Booking platforms charge hotels very high commission fees.

预订平台向酒店收取很高的佣金费用。

To make up for lost profits on cheap weekdays because of these strict contracts, hotels are forced

为了弥补由于这些严格的合同而在便宜的工作日损失的利润,酒店被迫

to raise their prices significantly during holidays.

在假期显著提高价格。

By regulating these platforms, hotels can set more reasonable, stable prices during peak seasons.

通过监管这些平台,酒店可以在旺季设定更合理、稳定的价格。

Ah, that makes perfect sense.

啊,这太有道理了。

If hotels do not feel squeezed by the big platforms, they do not have to double or triple their

如果酒店感觉没有受到大平台的挤压,它们就不必将

prices when tourists arrive.

当游客到来时成倍提高价格。

That is fantastic news for anyone looking to book a last -minute getaway. Indeed.

对于任何想要预订最后关头假期的人来说,这绝对是个极好的消息。确实如此。

Now, moving from holiday budgets to long -term financial planning, a major national economic policy

现在,从假期预算转向长期财务规划,一项重大的国家经济政策

officially takes effect today, October 1st.

今天(10月1日)正式生效。

It is the new housing loan interest subsidy policy for first -time buyers.

这是针对首次购房者的新住房贷款利息补贴政策。

Hold on a second, Grace.

等一下,格蕾丝。

Interest subsidy?

利息补贴?

That sounds like quite a heavy financial term.

这听起来像是个相当沉重的财政术语。

For our language learners listening today, could you explain what that actually means?

对于今天收听我们节目的语言学习者来说,你能解释一下那实际上意味着什么吗?

Of course.

当然可以。

Let us break it down.

让我们把它拆解一下。

A subsidy is a sum of money granted by the government to help an industry or business keep prices

补贴是政府拨款的一笔钱,旨在帮助行业或企业维持价格

low, or to help individuals pay for something.

低廉,或者帮助个人支付某些费用。

An interest subsidy, or TSC in Chinese, means the government is helping home buyers pay a portion of

利息补贴,中文简称TSC,意味着政府在帮助购房者支付一部分

the interest on their bank loans.

他们银行贷款的利息。

Ah, so instead of paying the full interest rate to the bank, the government steps in and pays a

啊,所以代替向银行支付全额利率,政府介入并支付

slice of it for you.

其中的一部分给你。

It is basically like a giant official discount coupon for your home mortgage.

这基本上就像是你房屋按揭的一张巨大的官方优惠券。

That is a perfect metaphor, William.

这是一个完美的比喻,威廉。

Under this new policy, if you are buying your very first home with a commercial loan, you can

根据这项新政策,如果你正在用商业贷款购买你的第一套房,你可以

qualify for a 1 % annual interest subsidy.

有资格获得1%的年度利息补贴。

This benefit lasts for up to five years, with a loan limit of 1 million yuan per household.

这项福利持续长达五年,每户贷款限额为100万元人民币。

A 1 % discount on a 1 million yuan loan for five years, let me do some quick math here, that is 10

对100万元贷款给予1%的折扣,让我在这里快速算一下,那是10

,000 yuan saved every year, which adds up to 50 ,000 yuan over five years. Exactly.

千元每年节省,五年下来总额相加达到5万元。确实如此。

50 ,000 yuan is a significant amount of money.

5万元是一笔可观的金额。

It directly lowers the monthly mortgage payments for young families, making homeownership much more

它直接降低了年轻家庭每月的按揭还款额,使拥有住房变得更加

accessible and reducing their financial stress.

易获得,并减轻了他们的财务压力。

That is a massive helping hand.

这是一个巨大的援手。

It is wonderful to see practical policies that make a real difference in people's lives.

很高兴看到切实的政策在人们的生活中产生真正的改变。

Now, what is our next story?

现在,我们的下一个故事是什么?

I hear it is about protecting our wallets in the digital world.

我听说这关乎在数字世界中保护我们的钱包。

Yes, this is a highly relatable topic.

是的,这是一个高度引发共鸣的话题。

Recently, several users of the popular language learning app Duolingo raised concerns after clicking

最近,多邻国这款热门语言学习软件的几位用户在点击后提出了担忧

a seven -day free trial, only to be charged 738 yuan for an annual subscription immediately after the

一个为期七天的免费试用,结果在试用结束后立即被扣除了738元的年度订阅费用

trial ended.

试用期结束了。

738 yuan?

738元?

That is a very expensive surprise.

这是一个非常昂贵的惊喜。

Why is this happening?

这为什么会发生呢?

If it is a free trial, why are users getting charged so quickly?

如果这是一个免费试用,为什么用户这么快就被收费了呢?

This involves a controversial practice known as a subscription trap, which often utilizes dark

这涉及一种被称为订阅陷阱的有争议的做法,它通常利用黑暗

patterns in app design.

应用设计的模式。

Dark patterns?

暗黑模式?

That sounds like something out of a fantasy novel.

听起来像是出自幻想小说。

What does that mean in technology?

这在技术上意味着什么?

In the tech and design world, a dark pattern is a user interface design that has been carefully

在科技与设计界,暗黑模式是一种经过精心设计的用户界面,

crafted to trick users into doing things they might not want to do, like buying insurance or signing

旨在诱骗用户去做他们可能不想做的事情,比如购买保险或注册

up for recurring monthly charges.

按月扣除的定期费用。

For example, making the accept free trial button huge and bright while hiding the cancel button in

例如,把接受免费试用的按钮做得又大又亮,而把取消按钮藏在

tiny pale text deep in the settings menu.

设置菜单深处微小而浅色的文本中。

Wow, that is incredibly sneaky.

哇,这真是太狡猾了。

It is like a supermarket giving you a free sample of juice, but if you do not find a hidden clerk in

这就好比超市给你一小杯果汁样品,但如果你在

the back of the store to return the empty cup within 10 minutes, they automatically charge your

商店后面没能在 10 分钟内找到隐藏的店员退还空杯子,他们就会自动从你的

credit card for 10 boxes of juice.

信用卡扣除 10 箱果汁的费用。

That is exactly what it feels like.

感觉确实就是这样的。

Many users do not realize that when they sign up for a free trial, they are agreeing to automatic renewal.

许多用户没有意识到,当他们注册免费试用时,他们是在同意自动续订。

If they do not manually cancel the subscription before the seventh day, the app automatically

如果在第七天之前没有手动取消订阅,应用程序就会自动

charges them for the entire year.

扣除他们一整年的费用。

This is a great warning for our listeners.

这对我们的听众来说是一个很好的警告。

My advice, whenever you sign up for a free trial on any app, immediately go to your phone settings

我的建议是,每当你在任何应用上注册免费试用时,立刻去你的手机设置里

and turn off automatic renewal right away.

马上关闭自动续订。

Do not wait for the seventh day because you will probably forget.

不要等到第七天,因为你很可能会忘。

That is an excellent practical tip, William.

这是一个极好的实用小贴士,威廉。

Always protect your digital wallet.

时刻保护好你的数字钱包。

Now, let us shift our gaze from the digital world to the natural world.

现在,让我们把目光从数字世界转移到自然界。

The National Climate Center has issued a major warning.

国家气候中心已经发布了一项重大警告。

A record -breaking El Nino event is expected to form around November.

预计在 11 月左右将形成一次破纪录的厄尔尼诺事件。

El Nino is a term we hear quite often in the news, but many people are still a bit confused by it.

厄尔尼诺是我们在新闻中经常听到的一个词,但许多人对此仍然感到有点困惑。

Grace, could you explain what El Nino actually is? Certainly.

格蕾丝,你能解释一下厄尔尼诺到底是什么吗?当然可以。

El Nino is a natural climate pattern characterized by the unusual warming of surface waters in the

厄尔尼诺是一种自然气候模式,其特征是

central and eastern tropical Pacific Ocean.

中东部热带太平洋海域表面海水异常变暖。

Fun fact, the name El Nino means the little boy or Christ child in Spanish because South American

有趣的是,“厄尔尼诺”这个名字在西班牙语中是小男孩或圣婴的意思,因为南美洲

fishermen first noticed the warm ocean water around Christmas time centuries ago.

渔民几个世纪前首先在圣诞节前后注意到了这片温暖的海水。

What a beautiful origin for such a powerful weather phenomenon.

对于这样一种威力强大的天气现象来说,这是一个多么美丽的起源啊。

But how does a warm patch of ocean water in the Pacific affect the rest of the world?

但是太平洋上一片温暖的海水是如何影响世界其他地区的呢?

Think of it as a massive natural heater placed in the middle of the ocean.

把它想象成一个放置在海洋中央的巨大天然加热器。

It changes wind patterns and shifts rainfall across the globe.

它改变了风向模式并转移了全球的降雨量。

It can cause severe droughts in Australia and Southeast Asia while bringing heavy rains and flooding

它会导致澳大利亚和东南亚发生严重的干旱,同时带来大雨和洪水

to South America.

到美洲。

For China, a strong El Nino can lead to warmer than average winter temperatures and unusual rain patterns.

对中国而言,一次强烈的厄尔尼诺现象会导致冬季气温高于平均水平以及异常的降雨模式。

So we should prepare for a warmer autumn and winter, but also keep an eye out for extreme weather events.

因此我们应该为更温暖的秋季和冬季做好准备,同时也要密切关注极端天气事件。

Nature's thermostat is definitely being adjusted.

大自然的恒温器绝对正在被调节。

Yes, we must stay informed and prepared.

是的,我们必须保持知情并做好准备。

Now let us transition to our brief segment where we cover several quick and interesting news updates

现在让我们过渡到简短的环节,我们将播报几条来自世界各地的简短而有趣的新闻快讯

from around the world.

来自世界各地。

First, in lifestyle and sports, young people are increasingly falling in love with diving.

首先,在生活方式和体育方面,年轻人越来越爱上了潜水。

Diving is an incredible way to explore the ocean and find peace.

潜水是探索海洋和寻找内心的平静的一种极好的方式。

But safety is key.

但安全是关键。

There has been a rise in unlicensed diving shops and unqualified instructors.

无证潜水店和不合格的教练有所增多。

If you are planning to dive during this holiday, please make sure to choose certified schools and

如果你打算在这个假期潜水,请确保选择认证的学校,并

put your safety first. Absolutely.

把你的安全放在第一位。绝对是这样的。

Next in space news, NASA has released a new schedule for Boeing's Starliner.

接下来是太空新闻,美国宇航局发布了波音公司“星际客机”的新日程表。

After facing technical issues, the spacecraft is set to restart test flights.

在面临技术问题后,该航天器准备重新开始试飞。

It will conduct an uncrewed flight as early as December or January with plans for a crewed mission

它最早将于 12 月或 1 月进行无人飞行,并计划进行载人任务

in 2028.

于2028年。

Space exploration is always a journey of patience and precise engineering.

太空探索总是充满耐心和精密工程的旅程。

Let us hope these upcoming tests go smoothly.

让我们希望这些即将到来的测试能够顺利进行。

And finally, we have a rather amusing customer service story from Chengdu that has been trending online.

最后,我们有一个来自成都的、相当有趣的、在网上引发热议的客服故事。

Ah, yes.

啊,是的。

A customer spent over 200 ,000 yuan at a Tiffany & Company luxury boutique.

一位顾客在蒂芙尼奢侈品精品店消费了20多万元人民币。

The store promised to send her a box of customized mid -autumn moon cakes, but accidentally mailed

这家店承诺送她一盒定制的中秋月饼,但却不小心寄出了

them to someone else.

寄给了某人。

When the customer complained, the store offered a cheap box of local pastries worth only a few yuan

当顾客投诉时,该店提供了一盒只值几元钱的廉价当地糕点

as an apology.

作为道歉。

A few yuan worth of pastries after a 200 ,000 yuan purchase?

在20万元的消费之后却只给几块钱的糕点?

That is an absolute public relations disaster.

这绝对是一场公关灾难。

It is like scratching someone's luxury sports car and offering them a tiny plastic band -aid as compensation.

这就像刮擦了别人的豪华跑车,却只给他们一个微小的塑料创可贴作为补偿。

Tiffany definitely missed the mark on customer care there.

蒂芙尼在那里的客户关怀上绝对做得不到位。

It really highlights how important sincere customer service is, regardless of the brand's prestige.

这真正突显了真诚的客户服务是多么重要,无论品牌的声望如何。

And that brings us to the end of our news segments for this first morning of October.

这也标志着我们10月第一个早晨的新闻环节到此结束。

What an engaging and educational episode.

多么引人入胜且富有教育意义的一期节目啊。

We have explored the Golden Week travel peak, simplified the new home loan interest subsidy, exposed

我们探讨了黄金周出行高峰,简化了新房贷利息补贴,揭露了

app subscription traps, and discussed global climate warnings.

应用程序订阅陷阱,并讨论了全球气候警告。

Before we sign off, we have an interactive question for our wonderful community of English learners.

在我们结束之前,我们为我们出色的英语学习者社群准备了一个互动问题。

Have you ever been caught in a free trial subscription trap on your phone?

你是否曾在手机上陷入过免费试用订阅陷阱?

How did you deal with it?

你是如何处理的?

And what is your best tip to avoid them?

你有什么最好的建议来避免它们吗?

We would absolutely love to hear your personal stories and tips.

我们绝对很想听听你们的个人故事和建议。

Please write your answers in English in the comments section below.

请在下方评论区用英文写下您的答案。

Be sure to read through what other listeners from around the world have shared and reply to them.

请务必通读来自世界各地的其他听众分享的内容并回复他们。

It is a fantastic, friendly space to practice your English writing and connect with others.

这是一个极好、友好的空间,可以练习您的英语写作并与他人交流。

Yes, we read all of your comments and find them incredibly inspiring.

是的,我们阅读了你们所有的评论,并发现它们极其鼓舞人心。

If you enjoy learning English with us, please take a moment to subscribe, share our podcast with

如果您喜欢和我们一起学英语,请花一点时间订阅,将我们的播客分享给

your friends, and check out our membership program for extra resources.

你的朋友,并查看我们的会员计划以获取额外资源。

As always, the complete written transcript of today's episode, along with key vocabulary

一如既往,今天节目的完整文字文稿以及核心词汇

definitions, is published regularly on our official website at www .talkast .top, as well as on our

定义,会定期发布在我们的官方网站 www.talkast.top 上,以及我们的

WeChat public account, which is also named Talkast.

微信公众号,它也叫 Talkast。

Be sure to visit them to maximize your learning.

请务必访问它们以最大化您的学习效果。

Thank you so much for joining us on this beautiful holiday morning.

非常感谢在这个美丽的节日早晨加入我们。

Keep practicing, stay curious, and have an absolutely wonderful day ahead.

保持练习,保持好奇,接下来度过美好的一天。

Enjoy your national day holiday, everyone.

大家国庆节假期快乐。

We will see you tomorrow morning. Goodbye.

我们明天早上见。再见。

Bye -bye.

拜拜。

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